Information

Identifying the Culprits

Basic shortcuts

Ctrl + SSave subtitles
Ctrl + click
Double click
Edit highlighted caption
TabEdit next caption
Shift + TabEdit previous caption
EscLeave edit mode
Ctrl + SpacePlay / pause video
Ctrl + HomePlay selected caption
Ctrl + EnterSplit caption at cursor position
at current time

Advanced shortcuts

Ctrl + InsertAdd new caption
Ctrl + DeleteDelete selected caption
Ctrl + IEdit currently played segment
Shift + EnterNew line when editing
Ctrl + LeftPlay from -1s
Ctrl + RightPlay from +1s
Alt + LeftShift caption start time -0.1s
Alt + RightShift caption start time +0.1s
Alt + DownShift caption end time -0.1s
Alt + UpShift caption end time +0.1s

Annotation shortcuts

Ctrl + 1Hesitation
Ctrl + 2Speaker noise
Ctrl + 3Background noise
Ctrl + 4Unknown word
Ctrl + 5Wrong segment
Ctrl + 6Crosstalk segment
You are in the read-only mode. Close
00:00.0
00:03.5
Even as ominous storm clouds began to form
00:03.5
00:09.6
the financial services industry, big business and Government all had thier heads in the sand.
00:09.6
00:13.1
How could such great times come to an end?
00:13.1
00:15.2
The banks didn't think so,
00:15.2
00:18.0
the life insurance and investment industry sure didn't think so,
00:18.1
00:20.2
Big Corporations sure didn't think so,
00:20.2
00:23.3
Big Government, absolutely didn't think so,
00:23.3
00:25.4
So, What Happened?
00:25.4
00:26.8
Greed.
00:26.8
00:30.1
Total Abandonment of sound financial principals!
00:30.1
00:31.8
Greed, plain and simple!
00:31.8
00:37.1
Doing the right thing sure isn't sexy.
It sure wont let you get rich over night.
00:37.1
00:43.1
Sound financial principles are the only way to achieve real long term success.
00:43.1
00:50.3
Common sense financial principles have been the cornerstone of our company since it was founded 35 years ago.
00:50.3
00:53.5
And we have never waivered from our core values.
00:53.6
01:02.6
The same can not be said for the sacred institutions that got us into this mess in the first place.
01:02.6
01:06.2
People have been victimized by these big banks.
01:06.2
01:14.3
All they really want to do is sell you another credit card you really don't want so you can buy something you really don't need.
01:14.3
01:19.4
They really don't care weather your drowning in debt or not.
01:19.4
01:25.0
What a coincidence! That's exactly the position they were in when they took all the bail out money!
01:25.0
01:32.9
So for generations, the life insurance industry padded it's profit margins by selling cash value policies to anybody ..
01:32.9
01:33.9
With a Pulse!
01:33.9
01:37.3
They even sold life insurance policies to new born babys!
01:37.3
01:43.1
Today, the traditional life insurance industry STILL SELLS THE WRONG PRODUCTS!
01:43.1
01:46.8
And they decided to focus on the wealthiest clients...
01:49.9
01:54.5
That leaves mainstreet dangerously underinsured or even worse, with NO life insurance at all.
01:54.5
01:57.5
The population of North America is aging.
01:57.5
02:03.9
And it's creating a crisis because most people don't have any real money saved for retirement
02:03.9
02:08.9
Whatever money they had, they probly lost alot of it in the great recession.
02:08.9
02:16.3
People even used the recession to cover the fact that they probly never saved that much money to begin with.
02:16.3
02:21.9
Who else but corporate america gets to stick out thier right hand for a loan from the federal government,
02:21.9
02:27.9
while at the same time thier left hand gets to hand out pink slips to thier employees!
02:27.9
02:34.6
Primerica never asked the government for one dime during the entire economic melt down.
02:34.6
02:35.8
Why? Because we didn't need to!
02:35.8
02:39.1
Why? because we didn't do anything dumb!
02:39.2
02:45.8
You know, there was a time that your parents depended on the government to fund thier retirement.
02:45.8
02:48.8
That safety net might not exist when your family needs it.
02:48.8
02:54.9
You know the funny thing is, Occupy Wallstreet and the Tea Party..
02:54.9
02:55.8
When you get right down to it, they both have very similar concerns.
02:55.8
03:01.0
Okay, you've taken a beating, we all have taken a beating in the last few years.
03:01.0
03:02.8
You know the definintion of "Insanity" right?
03:02.8
03:07.1
Doing the same thing over and over again, expecting a different result.
03:07.1
03:11.5
The real crime would be to allow the same mistakes to happen to you again.
03:11.5
03:16.7
We've just seen a chilling replay of how we all got into the mess were in.
03:16.7
03:22.6
We certainly don't need to remind you of the price you and your family have paid personally.
03:22.6
03:30.8
Bankers, Corporate Suites, and big Government are likely to continue doing the same thing, that's beyond our control.
03:30.8
03:36.7
But the key is for you to change the course of your financial future.
03:36.7
03:43.3
Listen, it's time to right a wrong.. and it's time to start doing things right.
03:43.3
03:46.1
We change People's lives!
03:46.1
03:49.5
That's not just a slogan, that's what we do at Primerica.
03:49.5
03:55.2
Primerica is a main street company for main street North America.
03:55.2
04:02.3
The vastley under served middle market has been ignored by the same culprits we just identified.
04:02.3
04:06.3
That's were Primerica is different.
04:06.3
04:09.4
Our Mission is to help families become properly protected,
04:09.4
04:12.4
Debt-Free and Financially Independent.
04:12.4
04:17.8
We are relentless in our commitment to deliver for the families who need us the most.
04:17.9
04:25.3
In the process, we offer people from all walks of life the opportunity to go into business for themselves.
04:25.3
04:29.8
Take control and live thier dreams.
04:29.9
04:32.2
Primerica, We do what's right.
04:32.2
04:34.3
For main street North America
04:34.3
05:35.0
We always have and always will.